> ## Documentation Index > Fetch the complete documentation index at: https://grandcentral.backbase.io/llms.txt > Use this file to discover all available pages before exploring further. # Core connectors > Core banking system integration for essential banking operations Core banking systems handle essential banking operations including deposits, payments, loans, and transactions. With Grand Central core connectors, you can securely connect your digital banking channels to core banking systems using the Grand Central Unified API Specification. This integration streamlines operations and scales with your needs. ## Core functionalities Create and manage customer profiles with real-time updates to personal details, unified profiles, and KYC compliance across all channels. Manage the entire account lifecycle including dynamic account creation, on-demand access, lifecycle control, and corporate security for all account types. Process payments and transactions with fund movement capabilities and complete visibility into transaction histories for auditing and analysis. Manage loan portfolios with loan origination, automated equated monthly installment (EMI) management, and enhanced customer options for credit products. Manage deposit products with diverse offerings including fixed and recurring deposits, plus automated lifecycle management. Support compliance requirements with regulatory readiness and comprehensive security oversight through detailed audit trails. Synchronize data across all channels with omni-channel consistency and immediate confirmation for all transactions. Create new banking products dynamically and configure fees, charges, and interest rates to meet market demands. Align specific financial products such as deposits with a customer’s eligibility and requirements. ## Use case coverage Core connectors support the following banking use cases. ## Customer information and Know Your Customer (KYC) The following table describes customer information and KYC capabilities: | Feature | Key capabilities | | ----------------- | ------------------------------------------------------------------------------------------------------------------------------------- | | Unified profiles | Create and manage customer profiles from a central point. | | Real-time updates | Update customer details such as email addresses, phone numbers, and postal addresses to ensure data accuracy across multiple systems. | ## Account management The following table describes account management capabilities: | Feature | Key capabilities | | ------------------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | Dynamic account creation | Open, update, and close savings, current, and loan accounts directly through the API to launch new products faster. | | On-demand access | Retrieve account balances, statements, and account details instantly when customers need them. | | Lifecycle control | Manage account statuses through stages such as pending, approved, active, and closed. | | Corporate security | Efficiently manage roles and rights by linking organizations to individuals, making it simple to assign or revoke business responsibilities for corporate clients. | ## Payments and transactions The following table describes payments and transactions capabilities: | Feature | Key capabilities | | ------------------- | --------------------------------------------------------------------------------------------------- | | Fund movement | Process standard fund transfers and internal bank transfers. | | Complete visibility | Retrieve comprehensive transaction histories for customer support, auditing, or financial analysis. | ## Lending and credit The following table describes lending and credit capabilities: | Feature | Key capabilities | | ------------------------------- | ----------------------------------------------------------------------------- | | Loan origination and management | Create, disburse, and manage loan products to respond to market needs. | | Automated management | Schedule and track EMIs and interest accruals automatically. | | Enhanced customer options | Enable customers to apply for credit limit increases or overdraft protection. | ## Deposit account management The following table describes deposit account management capabilities: | Feature | Key capabilities | | ------------------------- | ------------------------------------------------------------------------------------------------- | | Diverse product offerings | Open and manage fixed deposits and recurring deposits. | | Automated lifecycle | Set maturity instructions, calculate interest automatically, and process withdrawals or renewals. | ## Reporting and auditing The following table describes reporting and auditing capabilities: | Feature | Key capabilities | | ---------------------- | --------------------------------------------------------------------------------------------- | | Regulatory readiness | Generate regulatory reports directly from the system. | | Security and oversight | Monitor detailed transaction logs and maintain complete audit trails with exception handling. | ## Real-time synchronization The following table describes real-time synchronization capabilities: | Feature | Key capabilities | | ------------------------ | -------------------------------------------------------------------------------- | | Omni-channel consistency | Keep data synchronized across mobile apps, internet banking, ATMs, and branches. | | Immediate confirmation | Provide customers with real-time balance updates and transaction confirmations. | ## Product and pricing configuration The following table describes product and pricing configuration capabilities: | Feature | Key capabilities | | ------------------ | ---------------------------------------------------------------------------------------- | | Product creation | Create new banking products dynamically to meet market demands and customer needs. | | Pricing management | Configure fees, charges, and interest rates to ensure competitive and compliant pricing. | ## Product matching The following table describes product and pricing configuration capabilities: | Feature | Key capabilities | | ------------------------------------------ | ----------------------------------------------------------------------------------------------------------------- | | Check eligibility | Check eligibility for financial products such as deposits or loans. | | Simulate maturity calculation for deposits | Run a simulation to determine the maturity amount, interest, tax, and other details for a deposit before booking. | ## 🌐 Available core connectors Cloud banking platform for retail and commercial banking operations Core banking system for deposits, loans, and customer management Credit union core banking platform for member services and account management Integrated banking solutions for deposit and lending operations Universal banking platform for retail, corporate, and investment banking