> ## Documentation Index
> Fetch the complete documentation index at: https://grandcentral.backbase.io/llms.txt
> Use this file to discover all available pages before exploring further.

# KYC/KYB domain

> Explore Grand Central's KYC/KYB connector ecosystem

The Grand Central KYC/KYB connector suite lets financial institutions integrate with leading KYC/KYB providers through a unified, standardized interface. This solution simplifies the initiation and management of both initial and ongoing KYC/KYB checks, ensuring compliance and efficiency at every stage of the customer lifecycle: during onboarding, re-KYC, or ad hoc verification.

With ready-to-use workflows, financial institutions can deploy robust identity verification processes tailored to their needs.

## Core functionalities

<CardGroup cols={2}>
  <Card title="Identity verification" icon="id-card">
    Verify prospect identity using documents, biometrics, and NFC scanning
  </Card>

  <Card title="AML screening" icon="shield-check">
    Screen individuals and businesses across sanctions, PEPs, and adverse media lists
  </Card>

  <Card title="Address autocomplete and verification" icon="location-dot">
    Autocomplete and validate addresses to reduce errors and friction
  </Card>

  <Card title="Step-up authentication" icon="fingerprint">
    Secure high-risk operations with biometric and document verification
  </Card>

  <Card title="E-signature" icon="pen-fancy">
    Ensure compliance by capturing end user acceptance signature digitally
  </Card>

  <Card title="Personal data autofill" icon="wand-magic-sparkles">
    Enable seamless onboarding by prefilling end user personal information
  </Card>
</CardGroup>

## Use case coverage

### Identity verification

| Feature                    | Key capabilities                                                     |
| :------------------------- | :------------------------------------------------------------------- |
| User identity verification | Verify prospect identity, associated documents, contacts, and assets |
| Biometric authentication   | Face map, face match, and liveness detection                         |
| Document verification      | ID document scanning                                                 |
| SES and AES                | Simple Electronic Signatures and Advanced Electronic Signatures      |

### Compliance and screening

| Feature            | Key capabilities                                             |
| :----------------- | :----------------------------------------------------------- |
| AML screening      | Screen across major sanctions, PEPs, and adverse media lists |
| Ongoing monitoring | Continuous re-KYC and ad hoc verification checks             |
| Audit trail        | Complete workflow evidence and timeline reports              |

### Data enrichment

| Feature                           | Key capabilities                                                  |
| :-------------------------------- | :---------------------------------------------------------------- |
| Address autocomplete              | US and international address suggestions based on initial inputs  |
| Address validation (US only)      | Delivery Point Validation (DPV) metadata for address verification |
| Personal data auto-fill (US only) | Retrieve personal data using phone number and date of birth       |
| Trust score (US and Canada only)  | Assess trustworthiness of user-provided information               |

<Info>
  Step-up authentication is recommended for high-risk banking operations such as making payments, adding beneficiaries, or changing personal details.
</Info>

## Available KYC/KYB connectors

<CardGroup cols={2}>
  <Card title="Onfido" icon="id-card" href="/connectors/kyc-kyb/onfido/overview">
    Real-time identity verification with customizable workflows, including ID scanning, face matching, and NFC verification.
  </Card>

  <Card title="ComplyAdvantage" icon="shield-check" href="/connectors/kyc-kyb/complyadvantage/overview">
    Real-time screening against sanctions lists (OFAC, EU, UN), PEPs, global watchlists, and adverse media.
  </Card>

  <Card title="Prove" icon="mobile" href="/connectors/kyc-kyb/prove/overview">
    US onboarding enhancement with verified data auto-fill, phone validation, and trust scoring.
  </Card>

  <Card title="Smarty" icon="location-dot" href="/connectors/kyc-kyb/smarty/overview">
    Address autocomplete and US address verification.
  </Card>

  <Card title="DocuSign" icon="file-signature" href="/connectors/kyc-kyb/docusign/overview">
    Digital signing using SES and AES methods.
  </Card>
</CardGroup>