Key capabilities
- Multi-rail support: Unified access to Fedwire, FedNow, and RTP (Real-Time Payments).
- End-to-end lifecycle: Manage everything from initiation and fee retrieval to cancellations and asynchronous status updates.
- Compliance ready: Transforms Grand Central Unified API payloads into rail-specific, processor-compatible instructions automatically.
Supported rails and use cases
The Alacriti payment outbound connector supports the following operations across the primary US payment networks, except the status updates received asynchronously from the network which is fulfilled through the Alacriti payment inbound connector.- Fedwire
- FedNow (Instant)
- RTP (The Clearing House)
- Standard payments: One-time and recurring credit transfers.
- Lifecycle management: Real-time modification and cancellation of pending instructions.
- Inquiry: Real-time status updates and pre-computation of payment fees.
Supported Grand Central Endpoints:
The Alacriti Connector implements the following methods from the Grand Central Unified API Specification.| Method | Endpoint | Description |
|---|---|---|
| POST | /payments | Initiates a payment. Transforms GC payloads into rail-specific processor instructions. |
| PUT | /payments | Modifies an existing payment instruction. |
| POST | /payments/{ref}/cancel | Cancels a pending payment instruction within the processor. |
| POST | /fetch-bank-details | Resolves bank names and addresses from clearing codes. |
| POST | /fetch-fees | Calculates applicable transaction fees prior to execution. |
| POST | /webhooks/statusupdate | Receives asynchronous status push notifications from the network. |
To receive asynchronous updates (for example, payment success or network rejection), ensure your callback URL is registered in the Alacriti Portal and that your firewall allows traffic from Alacriti’s IP ranges.